How married people with interest from joint fixed deposit account file tax return?

We are NRIs and we have joint fixed deposit accounts in India. Which form we should use to file tax return. Is it possible to file jointly. If it is filed individually it will be considered as whose income.How married people with interest from joint fixed deposit account file tax return?
The Interest Income on bank FDs is treated as 鈥業ncome from Other Sources鈥?





This is one of the 5 Income Heads. You have to file an ITR only if your total income, from all the 5 Income Heads, during the previous year exceeded the maximum amount which is not chargeable to income-tax.





If your Interest Income on bank FDs was your sole source of Income during the previous year and exceeded Rs 1,50,000/- , then you have to file an ITR.





The Interest Income on bank FDs is earned by the 1st named holder, when they are held jointly and hence that person is liable for paying tax.How married people with interest from joint fixed deposit account file tax return?
ITR-1 for Salary income, Income from Other Sources %26amp; House Property Income. Interest from bank falls in Income from other sources. So you can use ITR-1





In India, no joint filing. Wife is separate and husband is separate for tax purpose.





The income of the FD is the income of the first named joint holder of the FD.





Example: Ram %26amp; Lakshmi. Ram is has to pay tax on the FD and not Lakshmi as her name is in 2nd place.





http://www.etaxindia.org/2009/01/post-of鈥?/a>
File ITR-1 Form as your income by way of interest chargeable to income-tax under the head ';income from other sources';. As far as joint fixed deposit account is concerned, the return should be filed by the Ist holder of the fixed deposit, no need to file return by the second holder, as all the interest income will be shown by the first holder.
Not sure do we need to file any IT return for the fixed deposits? please update..